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Auto Loan Financing at Albany Chrysler Dodge Jeep RAM

Open Today! Sales: 9am-7pm
Call us at: 229-800-8907

At Albany Chrysler Dodge Jeep RAM, we know that every buyer’s financial situation is unique. That’s why we work with you one-on-one to find a solution that fits your needs, setting you up with a car financing or leasing deal with the best possible rates. Questions about the new or used car finance process? We will address some frequently asked questions in the guide below.


GET THE BEST AUTO LOAN FINANCING RATES WITH FIVE STAR

At Five Star Chrysler Dodge Jeep RAM Albany, we’ve spent years building relationships with lenders in the Tifton area, and we use those connections to match you with the lender that best suits your needs and offers the most attractive terms.

In other words: we are not the bank, but we’ll pair you with a good one!  We know what lenders are looking for, and we’re able to find you the best deal based on what you need from your next vehicle and your unique financial situation. We are here to provide you with an honest assessment of your options—so you can drive away with a vehicle you love and an affordable monthly payment.

WHAT DO BANKS LOOK FOR?

What do banks look for in a car financing application? One misconception is that all you need is a good credit score. Your credit score is just one ranking factor, but your credit history, collateral, and other factors are also important. Most lenders will consider the following:

  • Value of Car
  • Employment Status
  • Terms of Loan

  • Credit Score
  • Debt to Income Ratio
  • Collateral

  • Credit History
  • Down Payment

AFFORDABLE USED CAR FINANCE DEALS

We also offer auto loan financing for our pre-owned vehicles, giving Valdosta-area buyers even more ways to take home a quality vehicle at an affordable price. Explore a vast inventory of used models from trusted brands like Hyundai, Honda, RAM, Dodge, and many more. Use our car financing calculator to see how much you’d pay each month for a used vehicle priced under 15k or under 10k!

WHAT DOCUMENTS DO I NEED FOR CAR FINANCING?

Whether you’re applying for a new or used car finance deal, you’ll need to provide the following documents:

  • Driver’s License
  • Social Security Card
  • Recent Pay Stub
  • Down Payment (Cash, Money Order, or Cashier’s Check)

APPLY FOR AUTO LOAN FINANCING ONLINE

We hope that this guide has given you some insight into what goes into an auto loan financing or leasing application. Fill out our online credit application and get pre-approved for your next vehicle in just a few clicks! Valdosta drivers have so many reasons to choose us for car financing and car leasing! Our financial services Include:

  • Competitive rates direct from the manufacturer and local
    GA banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions and hep you take the next steps, so please don’t hesitate to contact us!

Albany Chrysler Dodge Jeep RAM 31.5745591, -84.1364974.